Funding
Paying for care: know your options
Paying for care is one of the biggest worries families bring to us. With our financial and situational experience we can navigate you through the support available, point out the pitfalls and how to avoid them, and signpost you to the right professional help.
At a glance
Four routes families most often use
Medicaid
Low-cost or free health coverage for eligible low-income families and the elderly or disabled, including nursing home and hospice care.
Qualified Income Trust
Also known as a Miller Trust: a legal tool that lets you qualify for Medicaid long-term care even if your income is over the limit.
Veterans grants
Wartime veterans and surviving spouses aged 65 and over may be entitled to the tax-free Aid and Attendance benefit.
Long-term care insurance
Covers help with activities of daily living, at home or in a facility, which regular health insurance excludes.
Plan ahead
The document every family needs
Funding is only part of the picture. Without a Durable Power of Attorney in place, a spouse or child may have no authority to act when a loved one loses capacity, and guardianship is a slow and costly alternative.
Contact us
Not sure which route fits? Ask us.
This information is general guidance, not legal or financial advice. We can direct you to local professionals who can advise on your situation.